A study by the RAC Foundation found that on average people only use their car 4% of the time. This means it spends 96% of the time parked and not in use.
If so, why are we paying so much for our car insurance? After all, if you’re not driving, you’re not likely to have an accident.
By Miles, the British car insurance company agrees. They have been operating since 2018 and have a different way of doing things. They operate on a pay-per-mile car basis. This means that the less you drive, the less you pay.
As a Manchester Evening News reader you can even get £20 off!
James Blackham, co-founder and managing director of By Miles, said: “We have developed a fairer policy for people who don’t drive a lot. Every extra mile you drive increases your risk of loss, and we think it’s time motorists were rewarded for driving less.
Those enrolled in By Miles pay a lower annual cost for their car while it’s parked. This means that they only pay for the kilometers driven at the end of each month.
Coverage is comprehensive, your claims discount is guaranteed as standard, and an app provides useful extras, like scanning your car for faults and remembering where you parked.
All of this means that if you drive less than 7,000 miles a year (many of us who live in the city, work from home, or commute to work actually drive a lot less), chances are that car insurance can save you a lot of money.
Get £20 off your Pay-By-Mile car insurance policy
Get a quick idea of your quote in less than a minute and see if you could save, as readers of manchestereveningnews.co.uk get £20 free miles when they start their policy.* Just use the quick quote calculator below to get an estimated price for your car insurance.
*The Fine Print: You need to get a quick quote using the calculator above. Quick quotes are an estimate based on very limited information, so we have to make some assumptions, for example, your policy will start in two weeks and you have had no driving claims or convictions. Your price may go up or down once you have provided your full details. Policies are available for drivers between the ages of 17 and 80. Free mileage credit is not transferable, refundable or convertible to cash. Offer not available if you get a quote or purchase a font after using a comparison site. This offer is not valid when used with any other offer. Read our terms at bymiles.co.uk/terms-of-business. By Miles Ltd is authorized and regulated by the Financial Conduct Authority (FCA) number 773046. This offer is valid for all purchases before 23:59, April 30, 2022.