Insurance company Lycetts warns Cumbrians of risk of burglaries in summer

An insurance expert is urging Cumbria homeowners to be extra vigilant about safety in hot summer weather.

The message to potential victims follows police warnings of a potential increase in home burglaries as temperatures soar.

Insurance brokers Lycetts explained that when the weather warms people naturally leave windows and doors open, they remind people to secure them at night to avoid opportunistic burglars.

READ MORE: Cumbria’s safest places to live ranked by police data

John Murphy, of insurance broker Lycetts, said: “Burglars often target small, expensive items such as watches and jewelery because they can be easily found and resold quickly.

“A common mistake is to renew home insurance cover every year without recalculating the value of the property, simply giving an ‘informed estimate’ of its value.

“The value of an item for insurance purposes is the price it would cost to buy it new, not what it cost at the time of purchase.

“Getting legitimate appraisals is the surest route to sufficient insurance. Owners should take detailed inventory – item by item, room by room – and be diligent about keeping receipts for high-value items.

“Certain property, such as expensive jewelry, collectibles, heirlooms, valuable antiques or fine art, may require separate specialist coverage.”

Murphy urged households to consider bolstering their home security with smart technology.

READ MORE: Carlisle man denies ‘spray painting’ charges for house and weapons

He added: “We have seen an increase in the number of customers investing in smart home security systems and doorbell cameras, as well as app-controlled locks, smart motion sensor cameras and light switches. wireless, all of which are great ways to improve safety and reduce the risk profile of insurers.

“However, while the technology has its benefits, owners should be aware that it can also present risks.

“Social media can be a useful resource for would-be burglars, as it can easily determine your daily schedules to determine when the house is most likely to be empty. Check privacy settings on social media platforms, avoid share too much information, and only share your vacation photos once you get back home.

“It’s also important to check your home insurance policy, as some pay less or not at all if you announced your absence on social media.”