Pay only for the features you choose

India’s leading private insurance company Reliance General Insurance Company Ltd announced on Friday the launch of a health insurance policy. Named Reliance Health Gain, the company claimed it was “the most flexible and customizable health insurance policy.” The policy offers customers the flexibility to design their health insurance policy by choosing features according to their needs and paying only what they choose, the insurance company said in a press release. It also offers a wide range of sums insured, from Rs 3 lakh to Rs 1 crore and is available for people aged between 18 and 65.

“RGICL has released three different plans – Plus, Power and Prime – and an array of features to make it easy to customize the policy for each customer. With this launch, Reliance General aims to meet the evolving and unique medical needs of modern customers of all age groups,” said Reliance General Health Insurance.

Dependency Health Gain: Features

Reliance Health Gain comes with 38 cutting-edge features. These are:

– Double Cover which provides twice the amount of the sum insured to be used in the event of the same loss;

– Unlimited replenishment to restore the basic insured capital as many times as it is exhausted during an insurance year;

– Guaranteed cumulative bonus, which protects the loss of cumulative bonus after claim;

– Benefit to reduce the waiting period for a pre-existing condition from 3 years to 2 or even 1 year.

Addiction Health Gain: Benefits

Whether it’s an aspirant, the wealthy or the elite, this specially designed policy offers a wide range of sum assured options ranging from Rs 3 lakhs to Rs 1 crore, creating appeal for all income groups.

Customers between the ages of 18 and 65 have the option of selecting all features at any insured amount. Also, there is no age limit in this policy for an insured sum of up to Rs 3 lakhs. Thus, seniors, sometimes without a medical contract, can easily opt for Health Gain to protect themselves.

Additionally, the policy offers a unique feature in which a client can cover a family of up to 12 people, including extended family members such as father-in-law/mother-in-law in the same family floating policy, allowing families spouses/Hindu undivided families (HUF) to opt for a floating policy that suits everyone in the family.

Discounts for women, girls

The policy further introduced unique discounts like rewarding healthy clients under 50, i.e. without any pre-existing conditions, with a 15% premium discount for purchasing a 2/3 year long term policy. Promoting their support for young women, customers can also take advantage of a 5% discount for child girl insurance or if the applicant is a woman. Reliance’s Health Gain Policy also comes with a zoned pricing model to ensure customers pay premiums only based on the average medical cost of the city they live in.

Independence to choose

The insurance plan is designed in a way that gives the customer the independence to choose what they want and pay only what they want, redefining a new way to buy health insurance in the country and the making it extremely profitable for the masses. The Reliance Health Gain policy can be purchased for a term of 1, 2 or 3 years on the company’s website (www.dependencegeneral.co.in), from 67,000 intermediaries and 128 branches across the country.

Commenting on the launch, Rakesh Jain, Managing Director of RGICL, said: “Consideration for health insurance has seen a rapid increase following the pandemic, people are more aware of modern treatments and rising costs. health care. But choosing the right insurance coverage is still a problem that most customers face. With Reliance’s Health Gain Policy, we want to give customers the “power of choice”, so they can design their health insurance according to their needs. We are confident that Reliance’s health gain policy will empower customers to make choices and help them take control of their health insurance policies. “Make your own policy” is a futuristic model as it aims to bring greater transparency and increased trust.

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