UP Department of Basic Education offers group insurance for teachers and staff

The Department of Basic Education has drafted a proposal for a cashless group health insurance policy for six lakh teachers, shiksha mitras, instructors and non-teaching staff working in primary and upper primary schools operated by the board of basic education.

The amount of the proposed insurance premium was fixed after negotiation with companies and teachers’ organisations. The policy will be 3,000,000, 5,000,000, 7 lakh and 10 lakh and can be chosen voluntarily. The insurance covers the whole family, including the couple, dependents and two children. Parents can also be included in the policy.

The primary teachers’ association, however, was not happy with the project. President of Primary Teachers Association Dinesh Chandra Sharma has demanded that the government provide them with a cashless facility until 5 lakh, which he gives free to state government employees.

“Teachers will not buy this insurance plan,” Sharma added.

Director General of School Education Vijay Kiran Anand said the group insurance scheme was voluntary and not compulsory for teachers. He said no medical examination would be required to avail himself of the police. The facility to get treatment for all types of diseases will be available from day one. Anand added that comprehensive coverage is provided in this health insurance policy, and if teachers take advantage of this facility, it will be of immense benefit to them.

In this proposal, maternity medical benefits will be available from day one, the maximum age of the serving employee will be 62, and the maximum age of dependent relatives will be 85. Cashless cards will be issued to all policyholders, who will be able to seek treatment at any network hospital in Uttar Pradesh and India. The policy was voluntary and will have to be renewed annually. AYUSH therapy will also be permitted under this policy. However, the teachers’ association rejected the idea and said the program was available on the open market and the government had not provided any additional facilities.